Don’t be taken in by something that sounds too good to be true

Financial Aid Tip of the Month, June 2015

Parents of college-bound students often hear from companies that promise to help them find financial aid to pay for college. But families don’t have to pay for this kind of information, according to the Kentucky Higher Education Assistance Authority (KHEAA).

That information can be obtained free by working with a school counselor, checking out sources in the library, doing free online scholarship searches or contacting the financial aid office of the college the student plans to attend.

If you decide to use a company to help you find financial aid, make sure you’re dealing with a reputable one. The Federal Trade Commission cautions students to be especially skeptical about scholarship search companies and websites that make these claims:

  • “You’ve been selected by a national foundation to receive a scholarship.” Check with a school counselor to find out if the foundation is legitimate. Be especially wary if you’re notified that you’re a finalist in a scholarship contest you didn’t enter.
  • “We’ll do all the work.” It’s highly unlikely that the company will fill out all the applications for all the financial aid sources it sends you.
  • “I just need your credit card or bank account number to hold this scholarship.” Never give these numbers to a person or company you’re not sure about.
  • “You’re guaranteed to get money for college or your money back.” Read the fine print. If it sounds too good to be true, it probably is.

KHEAA is the state agency that administers the Kentucky Educational Excellence Scholarship (KEES), need-based grants and other programs to help students pay their higher education expenses.

To find links to other useful education websites, go to For more information about Kentucky scholarships and grants, visit; write KHEAA, P.O. Box 798, Frankfort, KY 40602; or call 800-928-8926, ext. 6-7214.

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For more information CLICK HERE or contact the Kentucky Homeplace Community Health Worker for Clay County, Kimberly Smith at 606-599-1039 or [email protected]
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